AUtocreditexpressnow.com-the Auto Financing Experts
We specialize in securing auto financing approvals, even when other options have fallen short. 844-227-6699
How We Work
Our Process
Step 1
Fill out the form
Fill out our simple online form, in just a few minutes. No paperwork, no hassle—just basic information about you and your credit needs. Your credit will not be ran at this point in the process. It’s that simple!
Step 02
Review
Our team of credit specialist will review your information, to see if your a good fit for our credit rebuilding program.
03
Connect with a Auto financing Specialist
Once your information is reviewed, an auto financing specialist will reach out for a quick phone call to finalize your details, and explain the process in more detail.
Fill out the simple form below, and one of our Auto financing specialist will reach out in the order your form was received.
(Please be patient, as we are experiencing a high number of people interested in our services.)
Why your Credit is Important
Rebuilding your credit is about more than just driving the car of your dreams—it’s a cornerstone of financial stability. A strong credit score can help you secure better interest rates, qualify for a mortgage or personal loans, and even open doors to new job opportunities. It’s an investment in your future that gives you the freedom and confidence to achieve your goals in all areas of life.
⭐ Read Our Testimonials
★★★★★
I thought my credit after my bankruptcy would hold me back, but AutoCreditExpressNow made the process so easy! Within 24 hours, I was connected with the right company who helped me get-approved and into my new car. The team was incredibly helpful and understanding every step of the way. I highly recommend them to anyone who needs a fresh start with auto financing!
– Jessica R., Columbus, OH
In a Chapter 7 or Chapter 13 Bankruptcy, or looking to rebuild your credit with on-time auto payments?
We specialize in helping individuals currently in Chapter 7 or Chapter 13 bankruptcy, as well as those looking to reestablish their credit, secure a safe and reliable vehicle. Making consistent, on-time auto payments is one of the most effective ways to improve your credit score and rebuild your financial future.
✓ Flexible financing options tailored to your credit needs
✓ Expert team dedicated to helping you get approved for auto financing
How can I apply?
To see if you’re a good fit for our program, you can fill out the form on our website and provide the necessary contact information to get started.
What are the requirements?
To qualify for auto financing, most banks require a valid driver’s license, proof of income, and proof of residence. If you are 1099 or self-employed, the bank will typically request your last three months of personal bank statements rather than business bank statements. For individuals receiving disability or SSI benefits, you will need to provide your awards letter along with three months of bank statements showing the deposit of these funds each month.
How long does the form review take?
The process typically takes 24-48 hours, but it may vary depending on the what you’re looking to accomplish, and how quickly you provide the needed documentation.
What if I have challenged Credit?
At Auto Credit Express Now, we specialize in helping individuals with less-than-perfect credit secure an approval for auto financing. We believe in setting realistic expectations during the credit rebuilding process.
If you require a specific vehicle before your credit is rebuilt, we kindly ask that you do not submit the form at this time. However, if you are flexible with your vehicle choice as you work toward improving your credit, we encourage you to fill out the form and take the first step toward rebuilding your financial future.
With dedication and time, rebuilding your credit with on-time auto payments will open the door to more vehicle options on your next purchase. We are here to help you get back on the road while building a brighter financial future.
Can I apply for financing if I have a repossession or a bankruptcy on my bureau?
Yes, we work with individuals who have had a repo, or currently in a bankruptcy like a chapter 7 or chapter 13 for example, or had one previously.
For individuals with recent repossessions, securing financing will typically require a down payment and, in many cases, a cosigner. These steps increase your chances of getting approved for a safe and reliable vehicle. It’s important to set realistic expectations—expecting a loan approval with no money down or without a cosigner following a repossession is unlikely. For perspective, even individuals with good credit often make a down payment. Additionally, including a cosigner on your application can sometimes help reduce the amount required upfront. Making your payments on time will allow you the opportunity down the road to potentially refinance the loan and take your cosigner off your application.
What if I do not have a vehicle currently?
That’s absolutely fine. Many of the customers we assist are currently without a vehicle. Some of our partner companies offer nationwide delivery options, and in certain cases, they can even arrange to fly you to their location and let you drive your new vehicle home. We are here to make the process as convenient as possible for you.